The continuity in the growth of financial intermediation and the financial inclusion both the population and businesses is an element of mutual benefit. Although this is not a simple process given the difficulty of achieving rapprochement between certain population segment and companies (mainly SMEs), who resist banked, it is having very good results. This increase in banking comes watching, represents an opportunity for strengthening the banking system since it allows a greater diversification of risks and better exploitation of economies of scale, therefore, improves the conditions of the banking business. But in addition, greater banking will have positive effects on the Colombian economy. It will increase the channelling of private savings into the financial system generating a greater availability of resources for the generation of credit.
Prospects for the evolution of saving private in Colombia are very positive in the light of an expected improvement in economic growth for the coming years which will result in a better social welfare. Families will have higher savings capacity that may dump the banking system, which will be able to increase its credit offerings that can translate into major deadlines, amounts, and new types of chords to the potential demand for loans. Of course, that the situation of economic strength that lives Colombia allows this breakthrough in the banking sector that refuels the fortress of the local context. Since the Government is working in one way more than adequate in ensuring macroeconomic stability in the long term, an element that undoubtedly contributes to the strengthening of the Colombian banking system. Foreign policy diversificadota that comes forward carrying the Government by holding multiple free trade agreements (FTA) decreases the fragility of the Colombian economy to potential drawbacks in a specific trading partner (this counter-example is what is suffering from Mexico by its excessive dependence on the economy American).
With an economy that is in good health despite the impact of the crisis, and a strong banking system that increases its capacity assistance to the private sector, increase incentives for investment in an economy that increasingly is more oriented towards the external sector. Perhaps it can be too hypothetical, but the strengthening of the banking sector in Colombia, may also involve an increase in the value of companies that operate with the same since by increasing the capacity of the banking sector make funding even in stressful situations, it produces a strengthening in the financial situation of the companies that makes them stronger. Undoubtedly, the increase in the banking and economic growth in Colombia will go hand in an Alliance that will bring them very good dividends. What implications and effects has this expansion? The Colombian economy will not grow thanks to banking. It will be very positive for Colombia.