The blog and the comparison of loans on this site in Germany the creditworthiness of a borrower using the Schufa Holding AG is checked before a lending. Trying so its contracting partners loan defaults to protect them and to protect also the borrowers in debt according to own statements can fight. The fact is, if the Schufa denies a credit, you will receive no more credit in Germany. However, there is the possibility, legal way to get a loan without Schufa. Who wants a loan without Schufa, help should be previously smart on the Internet.
But be careful, because there are enough services and providers that want to capitalize on the desperate situation of a customer and this cheat. You must check the offers that you can see, very carefully and accurately. You can find this on forums that deal with loans, but also about customer experiences (as well as those you have to be careful, because you don’t know exactly whether) they are real, or were written by fraudsters even). There is but probably also very reputable providers that guarantee a smooth operation. For whatever reason you for a loan without Schufa decides, one should be aware of but one: the accruing interest is higher than at normal lending, because there is a higher risk of default. Also some points and conditions must be given, so that you get a loan without Schufa: duty is the age of majority and a job for at least a year, the wage paid to a checking account.
Without a worth seizing income obtained also no credit without Schufa. Should an offer neglect these demands, you can assume that it is a ripoff. A credit without Schufa is awarded most of a Swiss Bank and post office, against a card, can simply and easily most accepted. If it is already in debt, you should but generally refrain from a new credit.